First Western Financial (NASDAQ:MYFW) and CA BANCORP/SH (OTCMKTS:CALB) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their risk, profitability, earnings, dividends, valuation, analyst recommendations and institutional ownership.
This table compares First Western Financial and CA BANCORP/SH’s net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
|First Western Financial||8.99%||5.34%||0.56%|
This is a breakdown of recent recommendations and price targets for First Western Financial and CA BANCORP/SH, as reported by MarketBeat.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
|First Western Financial||0||1||1||0||2.50|
First Western Financial presently has a consensus target price of $19.00, indicating a potential upside of 48.90%. Given First Western Financial’s higher possible upside, equities research analysts clearly believe First Western Financial is more favorable than CA BANCORP/SH.
Institutional and Insider Ownership
36.1% of First Western Financial shares are owned by institutional investors. Comparatively, 6.1% of CA BANCORP/SH shares are owned by institutional investors. 24.4% of First Western Financial shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.
Earnings & Valuation
This table compares First Western Financial and CA BANCORP/SH’s top-line revenue, earnings per share and valuation.
|Gross Revenue||Price/Sales Ratio||Net Income||Earnings Per Share||Price/Earnings Ratio|
|First Western Financial||$65.97 million||1.54||$5.65 million||N/A||N/A|
|CA BANCORP/SH||$44.65 million||3.57||$8.71 million||N/A||N/A|
CA BANCORP/SH has lower revenue, but higher earnings than First Western Financial.
First Western Financial beats CA BANCORP/SH on 6 of the 11 factors compared between the two stocks.
About First Western Financial
First Western Financial, Inc., a financial holding company, through its subsidiaries, provides an integrated suite of wealth management services comprising private banking, personal trust, investment management, mortgage loans, and institutional asset management services. It operates through three segments: Wealth Management, Capital Management, and Mortgage. The Wealth Management segment provides deposit, loan, insurance, and trust and investment management advisory products and services. The Capital Management offers institutional investment management services; and acts as advisor of proprietary mutual funds. The Mortgage segment engages in soliciting, originating, and selling mortgage loans into the secondary market. The company serves entrepreneurs, professionals, and high-net worth individuals and their related philanthropic and business organizations through a network of boutique private trust bank offices in Colorado, Arizona, Wyoming, and California. First Western Financial, Inc. was founded in 2002 and is headquartered in Denver, Colorado.
About CA BANCORP/SH
California BanCorp operates as the bank holding company for California Bank of Commerce that provides commercial banking services to small to middle-market businesses, professionals, and not-for-profit organizations in California. It accepts various deposit products, including checking, attorney trust, money market, and savings accounts, as well as certificates of deposit. The company also provides commercial loans, such as lines of credit, standby letters of credit, and term loans; commercial real estate loans, including construction, SBA 504, bridge, land acquisition and development, and commercial real estate equity loans; and loans for business owners and officers, which include personal lines of credit, home equity loans/lines of credit, and term loans. In addition, it offers international banking services comprising export, standby, and import letters of credit; asset-based financing; dental and medical financing; cash and treasury management; and online and mobile banking services. The company operates six offices, including three banking branches and three loan production offices in Lafayette, Fremont, San Jose, Oakland, and Walnut Creek. California BanCorp was founded in 2007 and is headquartered in Oakland, California.
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